Capital One Quicksilver Cash Rewards Credit Card
Discover the power of the Capital One Quicksilver Cash Rewards Credit Card (see rates and fees) – a standout among America's favorite credit cards.
What's the secret behind its popularity? It offers perhaps the easiest $200 cash bonus you could ever earn.
However, this enticing bonus is just the beginning of what this card offers. The addition of the strong 1.5% unlimited cash back and competitive 0% intro interest period are why our experts consider it the ultimate choice for cash back and ideal for a one-card wallet strategy.
Here are the details:
- $200 Cash Back cash sign-up bonus after spending only $500 within 3 months. This is one of the easiest-to-earn, largest bonuses that I’ve come across for no annual fee cards.
- Unlimited 1.5% cash back rate on all purchases, every day
- 0% intro APR on purchases and balance transfers for 15 months -- one of the longest 0% interest periods for no-annual-fee cash back cards (with a balance transfer fee of 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time)
- Go-to rate of 19.99% - 29.99% (Variable) after the intro period
- $0 annual fee
- APPLY NOW
So, if you’re like most people, you’re probably going to spend $500 in the next 3 months anyway -- now you can earn $200 for doing so. That’s effectively a 40% cash back rate on that spend!
Heads up: The $200 Cash Back bonus could vanish without notice. If this card has caught your eye, seize the opportunity and apply today.
Apply Now for Capital One Quicksilver Cash Rewards Credit Card
On Capital One's Secure Website.
Incredible value
Capital One Quicksilver Cash Rewards Credit Card
Apply Now for Capital One Quicksilver Cash Rewards Credit Card
On Capital One's Secure Website.
4.50 out of 5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor4.50 out of 5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Apply Now for Capital One Quicksilver Cash Rewards Credit Card
On Capital One's Secure Website.
Tip
Cash back never expires!
Welcome Offer $200 Cash Back after you spend $500 on purchases within 3 months from account opening
$200 Cash Back
Rewards Earn unlimited 1.5% cash back on every purchase, every day. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
1.5%-5% cash back
Intro APR
Purchases: 0% intro on purchases for 15 months
Balance Transfers: 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
19.99% - 29.99% (Variable)
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
Why our experts rate this a top credit card:
$200 Cash Back cash bonus after spending $500 within 3 months -- Other cards with a similar bonus require 2x or more of spend, making the bonus one of the best that we’ve seen.
Unlimited 1.5% cash back -- Every purchase made with the card, no matter the amount or product/service category, earns 1.5% cash back.
$0 annual fee -- Other cards with cash bonuses sport an annual fee. Not so for this card.
0% intro APR for purchases and balance transfers -- New purchases and balance transfers are interest free for the first 15 months with this card. Please note, there is a balance transfer fee of 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time.
No foreign transaction fee -- Travelers get a nice break with this perk.
Cash back never expires -- The clock is never ticking on cash back, since it is valid for redemption as long as the customer maintains their account.
No minimum cash-back redemption -- Another convenient, low-maintenance aspect of the card is that the cash back can be redeemed whenever the cardholder sees fit.
How to secure $607 worth of value
Credit cards are an essential tool that can make your money work harder for you, including earning rewards and using 0% intro APR offers to avoid interest charges on purchases. Tally up the core perks on Capital One Quicksilver and the card packs in $607 worth of value! Here's how:
- When spending just $2,262 each month on this credit card, you can haul in just over $407 worth of cash back each year, placing routine purchases on credit and paying off balances each month.
- Securing the $200 Cash Back sign-up bonus is a no-brainer, given the low spending hurdle.
Final Take
It’s easy to see why our experts rate this card so highly, with its best-in-class $200 Cash Back cash bonus, strong unlimited cash back rate, and a lengthy 0% APR period of 15 months. Add in the fact that you can get this all for no annual fee, and it becomes a no-brainer for many consumers.
There’s a strong chance that this card will be an upgrade over your current credit card, and especially over debit cards (which offer much worse fraud protection than credit cards). Use the link below to apply today and lock in the full bonus while it’s still around.
Suggested credit score
Good to excellent credit -- typically a FICO® Score of 670 or higher -- is suggested when applying for Capital One Quicksilver. Capital One describes excellent credit as:
- You've never declared bankruptcy
- You've never defaulted on a loan.
- You've never paid a credit card statement, medical bill, or loan more than 60 days after it was due.
- You've held a credit card or loan at a limit (or amount) over $5,000, for at least three years.
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Discover Financial Services is an advertising partner of The Ascent, a Motley Fool company. The Motley Fool has positions in and recommends Target and Uber Technologies. The Motley Fool recommends Discover Financial Services. The Motley Fool has a disclosure policy.